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      Credit Makeover
      Get Your Makeover!

      Think your credit is just the worst? Enter our annual Extreme Makeover contest to have a chance to win a 7-DAY ALL EXPENSE PAID CRUISE! The contestant who makes the most improvement in his or her credit score over the contest period will not only benefit from having great credit, but will also enjoy a fun-filled dream vacation on US. Credit scores are going up! Full Details

      Credit Report Repair by UpMyScore

      Whether you are buying a home, auto, insurance or planning a career move, a high credit score is vitally important. This is one area that deserves your careful attention and our best effort. Just ask a friend or lender about UpMyScore. Odds are people you know have relied on UpMyScore to help them reach their goals. This stellar reputation has been earned through years of customer satisfaction.

      That is why more than 30 national lenders trust their clients to UpMyScore. That is also why those clients routinely and enthusiastically refer their friends without reservation. We look forward to earning YOUR trust.

      Top 6 Reasons Our Clients Love Us

      Reason #1: Experienced

      We have been helping consumers with their credit repair needs since 1996. As one of the oldest and most respected firms in the United States, we have learned what works in this industry and use that experience to help our clients reach their personal and professional goals.

      Reason #2: Affordable

      We offer payment schedules as low as $49 to make credit repair affordable to everyone. We only know how to repair credit one way…the right way. You get our best work no matter what payment schedule you choose. You will never have to make the choice between quality work and affordable pricing. Here, you always get both.

      Reason #3: Effective

      When your financial dreams have been placed on hold due to a credit rejection, you need to fix the situation as soon as possible. Our proven methods can overcome your difficult issues, and establish needed credit. Whether it's contacting a credit bureau, a reporting creditor, or helping you understand how your score is calculated, the accumulative impact is impressive. As we work to remove inaccurate, incomplete and unverifiable information from your credit report, we simultaneously teach you how to add and improve your positive credit history. We work on your credit scores from both sides to provide the most effective, speedy solution. See Actual Results

      Reason #4: Reputable

      We have been an accredited BBB member since June 2001 and are registered with the Secretary of State. We know trust takes years to build, and only minutes to destroy. Additionally, we bring full accountability to our clients by providing 24-hour online case access. By simply logging in, you have instant access to your case activities—and your personal at-a-glance success snapshot.

      Reason #5: One-On-One Relationships

      As our client, you will have direct communication with your experienced Case Advisor. This is the individual actually working your case, not a message-taking "customer service agent" who doesn't know you from Adam. Our customers get to know their Case Advisors and vise-versa. Clients are not just customers; our Advisors often get to know their clients as you would a friend. They want to know your goals. They want to help you get there…and hearing that you "just closed on your new home" makes their day.

      Reason #6: We Stand Behind Our Service

      You will be 100% satisfied with our service, or at anytime, we will roll the clock back and credit your account any accrued monthly service fees during the previous 60-day period. This policy reinforces our firm belief in our proven process, and out commitment to you, our client. Your test-drive is without risk.

      Credit IQ

      Why does my credit score fluctuate so much?

      How do I know what my true credit score is? What behavior is adversely affecting my credit score?

      There are 2 facts about credit scores that are not widely known and cause significant confusion and extreme consumer frustration, even among lenders. More >>


      How "credit smart" are you?

      Play the Million Dollar Challenge to find out.

      Credit Game

      Collection SOL -vs- Reporting SOL

      What is the statute of limitation on collection and on reporting? Is there a difference?

      There are two separate Statutes of Limitation (SOL) that often cause confusion. One is the length of time that a creditor can use the courts to collect a debt (i.e. File a law suit/ Judgment). This is the Statute of Limitation of judicial enforcement, or COLLECTION in more simple terms. The other limit is the length of time that an item can be reported on a credit report. More >>



      BlueRibbonOutstanding Service

      Clients love UpMyScore because we work each customer's case just as we would our own: conscientiously, to the best of our ability with an obsession to provide truly outstanding service.

      JusticeExercise Your Rights

      Federal and state laws protect consumers from inaccurate, incomplete & unverifiable credit reporting.

      "He who does not exercise his rights is no better off than he who has no rights."

      BottomLineThere is no one who cannot dramatically improve their situation with a little time, money and professional guidance using our time-tested service.