The Express Service Schedule from UpMyScore is a special modification of our traditional Standard service schedule designed to meet the specific needs of those clients who must complete the program in the shortest possible time. It offers the benefits of our Standard Service Schedule in half the time—with the goal to get you score qualified as soon as humanly possible.

To that end, Express Service Schedule includes a sharp focus on score analysis and adjustment in addition to credit report auditing.

Service includes:

• Audit of the 3 major credit reports
• Tradeline Analysis by client's Case Advisor
• A customized plan and consultation to get maximum benefit from the analysis
• Ongoing coaching and consumer guidance regarding the five key factors that impact scoring
• Direct to creditor intervention (including validation, goodwill, and settlement offers)

More About the Express Option...

What is Express Service Schedule?

The primary difference is time to completion. The 90-day Express service compresses the work that normally takes 8+ months down to 3-5 months.

Who is the Express for?

Those best suited for the Express are borrowers whose circumstances make rushing mandatory. They need maximum score improvement done as soon as possible.

These are consumers who need to take advantage of special rates, avoid a pending rate adjustment, or are perhaps just a few points away from qualifying.

Who would not qualify for the Express?

Any client can benefit from Full Serve Express. However, clients with more than 15 issues per report, or clients with virtually no positive credit may benefit from the Standard Service Schedule. These are clients who need 10-12 months to build positive NEW credit anyway, before they will qualify.

What if 90 days is not enough?

The Express schedule is set up for maximum effort addressing a borrower's score enhancement from every possible direction. A client may continue service at the standard $39 monthly rate to wrap up any loose ends if more time is needed. Typical time to complete the program using the Express Schedule is 3-5 months.

To clarify, the program billing with the Express option is as follows:

• $95 Initial Billing
• $95 a month for 3 months
• If a you can benefit from additional service, you may continue service for $39 a month after the initial 90 days. (As mentioned, average time is 3-5 months.)