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UpMyScore.com

Fix your credit. Score a better life!

A service of Horizons Unlimited Group
When national lenders need help fixing a client's credit score,
here’s what they do…
They send that client to the professionals at UpMyScore to get qualified.

Whether you are buying a new home…refinancing your current home...buying a car, insurance or planning a career move, a high credit score is vitally important. This is one area that deserves your careful attention and our best effort. Just ask a friend or lender about UpMyScore. Odds are people you know have relied on UpMyScore to help them reach their goals. This stellar reputation has been earned by consistently getting results year after year.

You have access to the same skilled experts and the same high-impact 10-step process to get your highest credit score.


As seen in...
 USA Today
, MONEY Magazine
“...perhaps, the most knowledgeable credit score experts in the country today.” - Insider Reports

Fix Your Credit Score Now!

Join UpMyScore today and
Get a 60-day Money Back Guarantee
No pre-set obligation (minimum term) – cancel anytime

Standard
$59/Monthly
Express
$95/Monthly
Elite
$195/Monthly

UpMyScore is the “secret weapon” behind many well known lenders, builders and realtors…
Lender Logos

"Your service is outstanding! My clients have been very pleased." - Sharon Stroud, Franklin Mortgage

Professionals love UpMyScore because we work each customer's case just as we would our own: conscientiously, to the best of our ability with an obsession to provide truly outstanding service. Many of our lenders also have been customers.


Start Improving Your Credit Report

Join UpMyScore today and
Get a 60-day Money Back Guarantee
No minimum term – cancel anytime

Standard
$59/Monthly
Express
$95/Monthly
Elite
$195/Monthly

Qualify For Lower Rates
You can get what you want AND Save thousands of dollars in interest! Your score goes up. Your rates go down.


6 Big Reasons Our Clients Love Us

Reason #1: Experienced

We have been helping consumers with their credit repair needs since 1996. As one of the oldest and most respected firms in the United States, we have learned what works in this industry and use that experience to help our clients reach their personal and professional goals.

Reason #2: Affordable

We offer payment schedules as low as $59 to make credit repair affordable to everyone. We only know how to repair credit one way…the right way. You get our best work no matter what payment schedule you choose. You will never have to make the choice between quality work and affordable pricing. Here, you always get both.

Reason #3: Effective

When your financial dreams have been placed on hold due to a credit rejection, you need to fix the situation as soon as possible. Our proven methods can overcome your difficult issues, and establish needed credit. Whether it's contacting a credit bureau, a reporting creditor, or helping you understand how your score is calculated, the accumulative impact is impressive. As we work to remove inaccurate, incomplete and unverifiable information from your credit report, we simultaneously teach you how to add and improve your positive credit history. We work on your credit scores from both sides to provide the most effective, speedy solution. See Actual Results

Reason #4: Reputable

We have been an accredited BBB member since June 2001 and are registered with the Secretary of State. We know trust takes years to build, and only minutes to destroy. Additionally, we bring full accountability to our clients by providing 24-hour online case access. By simply logging in, you have instant access to your case activities—and your personal at-a-glance success snapshot. Additionally, you will receive email and text alerts with updates.

Reason #5: One-On-One Relationships

As our client, you will have direct communication with your experienced and certified Case Advisor. This is the individual actually working your case, not a message-taking "customer service agent" who doesn't know you from Adam. Our customers get to know their Case Advisors and vise-versa. Clients are not just customers; our Advisors often get to know their clients as you would a friend. They want to know your goals. They want to help you get there…and hearing that you "just closed on your new home" makes their day.

Reason #6: We Stand Behind Our Service

You will be 100% satisfied with our service, or at anytime, we will roll the clock back and credit your account any accrued monthly service fees during the previous 60-day period. This policy reinforces our firm belief in our proven process, and out commitment to you, our client. Your test-drive is without risk.

That is why more than 30 national lenders trust their clients to UpMyScore. That is why those clients routinely and enthusiastically refer their friends without reservation. We look forward to earning YOUR trust.


Start Fixing Your Credit History Now!

Join UpMyScore today and
Get a 60-day Money Back Guarantee
Pay as you go – cancel anytime

Standard
$59/Monthly
Express
$95/Monthly
Elite
$195/Monthly

This is PROFESSIONAL credit score enhancement customize to your unique situation.

10 Step High-impact Process: How We Raise Your Credit Score

Step #1: Data Entry

Once we receive your credit reports, they will go to Data Entry where they will be entered into our client management system.

Step #2: Notes Selection

Immediately after data entry, you will receive a notice that you can log in, see your accounts, and add any explanatory "notes" to your accounts or select from the list of common explanations.

Step #3: Initial Interventions To Bureaus

Following review of your accounts, your Case Advisor will prepare interventions to the credit bureaus on your behalf, based upon your notes and/or other errors that are detected.

Step #4: Senior Case Advisor Consultation

After through review of the facts of your case, the supervisor that oversees your case will contact you to map a course of action tailored to your situation taking into account the number of issues, types of issues, available credit, and goals you've selected.

Step #5: Assist In Establishing New Credit

If your Senior Case Advisor determines that you need additional credit to help improve your score, he/she will explain why and how to go about adding positive credit.

Step #6: You Will Forward Response Received From Bureaus

The credit bureaus have up to 45 days to respond to our interventions. You'll see a date when you log in to view "My Issues." This is the date WE expect to receive the credit bureau responses from YOU.

Step #7: Case Advisor Updates Online Console

Console SnapshotBased on your service schedule, your case will then be cued to be worked. When your case is worked, the online UpMyScore console will be updated to reflect changes in your reports.

Step #8: Secondary Interventions

Once all issues have been addressed, secondary interventions will be sent on your behalf on all issues not responded to, and issues that were not resolved.

Step #9: Escalated Interventions

Escalated interventions will be prepared for stubborn issues that remain. This may also include additional supporting documentation if available.

Step #10: Prepare Settlement Offers (optional if desired)

Using our proprietary software to analyze any outstanding debts, we can determine which are most important to resolve. If you desire, we will contact creditors to settle outstanding legitimate debts that remain to further improve your situation. Settlement offers require a separate fee and are based on a percentage of the amount of money we can save you by settling for the least amount.


Raise Your Credit Score Now!

Join UpMyScore today and
Get a 60-day Money Back Guarantee
No pre-set obligation (minimum term) – cancel anytime

Standard
$59/Monthly
Express
$95/Monthly
Elite
$195/Monthly

“We would recommend your service to others…”

Those are the 7 words we love to hear, the words that confirm that we are doing a great job for our clients.

 "I was approved for a credit card, the limit is low but it's a start. That makes me happy, seeing the light at the end of the tunnel!!! Thanks for your hard work."
- Richie Robinson
 

 "I have received a lot of helpful information from your website. Your staff has also been very friendly/professional by phone and email, which is not always common with internet companies I have had the pleasure of dealing with. This has been a wonderful experience."
- Dawn Bailey
 

 "I would like to work with you again. Three years ago you helped me to repair my credit after bankruptcy. I now have credit that is in the 750-775 range. I have lots of questions about where I go from here. I want to contract with you again to help me figure out how I get to the next step."
- Steve Doyle
 

 "My reports are looking very good & credit scores are in the 700s! Thanks so much for all you have done. My credit was in such a mess when you started helping me. Now I love going to the credit sites & just looking at the reports & scores!!!"
- Betty Moore
 

 "I just bought a new car! My first brand NEW car ever, a lovely white 2016 Nissan Cube. So all in all I'm in pretty good spirits."
- Shari
 

 "I have wonderful news. I sent in a credit app to Premier Lending. He said he didn't see a problem since my mid-score came back at 630. I had to ask him to repeat that to make sure I heard right...Just 3 weeks ago I tried and it was 585!...So currently I made an offer on a house...I am so thrilled...I want to thank you for all your work. I will continue to recommend you to others and tell my story."
- Gene Murray
 


Get Your Highest Credit Score!

Join UpMyScore today and
Get a 60-day Money Back Guarantee
Pay as you go – cancel anytime

Standard
$59/Monthly
Express
$95/Monthly
Elite
$195/Monthly

Why would you accept anything less than a Total Solution?
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